EVENT>Monday Night Invitational|SESSION>Monday Eve   |SECTION> A N-S
------------------------,------ ------------,-------- --------------------------
DATE>September 26, 2016 |CLUB NO.>185264    | 09/26/2016 22:44
---------------------,-- ------------------- -------------,---------------------
DIR> Mike Lipp       |RATING>Club Masterpoint (80%, 80%, 80% Open)|MOVEMENT>MITCHELL
------------,-------- ,-------------------------,--------- ---------------------
AVE>   84.0 |TOP>   7 |MP LIMITS>None/500/300   |CLUB>Monday Night Bridge
------------ --------- ------------------------- -------------------------------
PAIRS IN STRAT A=9/B=6/C=3                       ,---,-------------------------,------,---------,
-------------------------------------------------|   |           Section       |      |Section  |
No Name                   Name                   |Flt|Rnk-A|Rnk-B|Rnk-C| Score | Pct  |Awards   |
------------------------------------------------- --- ----- ----- ----- ------- ------ ---------
 1 Patrick Hoffman        Sharon Koster            B   2/3   1/2    .     94.00  55.95  0.43(A)
 2 Patrick Lammers        Michael Dickman          A    4     .     .     89.50  53.27  0.25(A)
 3 Charlie Kobida         Mike Burns               C   2/3   1/2    1     94.00  55.95  0.43(A)
 4 Debbie Wiest           Carla Runda              B    .     .     .     70.50  41.96
 5 Liz Lin                Elmer Hubka              A    .     .     .     68.00  40.48
 6 Richard Freiberg       Adrianne Freiberg        B    .     .     .     80.00  47.62
 7 John Ramsay            Julian Magnus, Jr        C    .     .     .     86.00  51.19
 8 Judy Barron            Reggie Moskowitz         C    .     .     .     76.50  45.54
 9 Doris Kehoe            Lilam Stanley            A    1     .     .     97.50  58.04  0.72(A)

                                          Totals                         756.00


                           **PAIRS**
BOARD     1     2     3     4     5     6     7     8     9
  /
   1>     7           4     1-    4     4     1-    0     6
         590   ----  100   -50   100   100   -50  -110   150

   2>     7            -     -    3-    3-    6     3-    3-
         600   ---- -300  -300  -100  -100   120  -100  -100

   3>     1-          6-    4     1-    0     3     5     6-
        -600   ----  200   -90  -600  -630  -130   100   200

   4>     1     6           3     0     3     6     6     3
        -200   120   ----   90  -300    90   120   120    90

   5>     0     2-          2-    5-    2-    5-    2-    7
        -200  -100   ---- -100    50  -100    50  -100   800

   6>     4-    4-          1     1     1     4-    4-    7
        -680  -680   -----1430 -1430 -1430  -680  -680  -650

   7>     3-    1-    6           6     6     0     3-    1-
        -140  -170  -100   ---- -100  -100  -200  -140  -170

   8>     5-    5-    5-          3     5-    1-    0     1-
         150   150   150   ----  -50   150  -130  -460  -130

   9>     7     2-    2-          5-    2-    2-    0     5-
         420   170   170   ----  200   170   170   140   200

  10>     5-    5-    3      -          7      -    3     3
        -150  -150  -660  -680   ---- -130  -680  -660  -660

  11>     3-    3-    1     6           1     6     1     6
          50    50  -400   100   ---- -400   100  -400   100

  12>     0     2-    5     5           1     2-    5     7
        -450  -200  -170  -170   ---- -420  -200  -170  -140

  13>     3-    0     3-    3-    3-          3-    7     3-
        -620  -650  -620  -620  -620   ---- -620  -240  -620

  14>     4-    4-    7     4-    1           1     1     4-
        -480  -480    50  -480  -980   ---- -980  -980  -480

  15>     3-     -    6     6      -          3-    6     2
         680  -200  1430  1430  -200   ----  680  1430   650

  16>     5     5     3     0     2     7           1     5
         480   480   450   -50   230   510   ----  200   480

  17>     2     7     4-    4-    1     4-          4-    0
        -510  -460  -490  -490  -990  -490   ---- -490 -1010

  18>     2     4     4     6     1     4           7     0
        -100    50    50   110  -110    50   ----  130  -140

  19>     2     6     4     0     2     2     7           5
        -600   100  -150  -630  -600  -600   200   ---- -140

  20>     7     3     0     3     3     3     6           3
         200   100  -100   100   100   100   110   ----  100

  21>     1-    5     1-    1-    5     1-    5           7
          50   100    50    50   100    50   100   ----  150

  22>     7     2-    6     2-     -     -    4-    4-
         490   450   480   450   420   420   460   460   ----

  23>     5     6     3     1-    1-    7     4     0
        -210  -150  -600  -660  -660   100  -500  -800   ----

  24>     5     3-    7     6     1-    1-    0     3-
         140   130   300   150   110   110   100   130   ----

  25>           4     4     1-    7     1-    0     6     4
         ----  100   100  PASS   200  PASS   -50   110   100

  26>           1     1     5     5     5     5     1     5
         ---- -140  -140   100   100   100   100  -140   100

  27>           3-    5-    1     3-    5-    7     1     1
         ---- -100   100  -110  -100   100   500  -110  -110



EVENT>Monday Night Invitational|SESSION>Monday Eve   |SECTION> A E-W
------------------------,------ ------------,-------- --------------------------
DATE>September 26, 2016 |CLUB NO.>185264    | 09/26/2016 22:44
---------------------,-- ------------------- -------------,---------------------
DIR> Mike Lipp       |RATING>Club Masterpoint (80%, 80%, 80% Open)|MOVEMENT>MITCHELL
------------,-------- ,-------------------------,--------- ---------------------
AVE>   84.0 |TOP>   7 |MP LIMITS>None/500/300   |CLUB>Monday Night Bridge
------------ --------- ------------------------- -------------------------------
PAIRS IN STRAT A=9/B=7/C=4                       ,---,-------------------------,------,---------,
-------------------------------------------------|   |           Section       |      |Section  |
No Name                   Name                   |Flt|Rnk-A|Rnk-B|Rnk-C| Score | Pct  |Awards   |
------------------------------------------------- --- ----- ----- ----- ------- ------ ---------
 1 Robert Brown           Stephen Felson           A    .     .     .     78.50  46.73
 2 Joy Singerman          Marlene Pierce           B    3     3     .     91.50  54.46  0.36(A)
 3 Kevin Henry            Betty Murdock            C    .     .     .     71.00  42.26
 4 Joseph Kammer          Gail Zimmer              B    1     1     .    100.50  59.82  0.72(A)
 5 Judy Crotty Hall       Patricia Burnam          C    .     .     2     83.50  49.70  0.22(C)
 6 Sara Brown             Lewis Temples            C    .     .     1     84.50  50.30  0.32(C)
 7 Joan Diers             Evelyn McCarthy          C    .     .     .     63.50  37.80
 8 Joyce Tedrick          Linda Pretz              B    2     2     .     94.50  56.25  0.50(A)
 9 June Cushman           Martin Petersen          A    4     .     .     88.50  52.68  0.25(A)

                                          Totals                         756.00


                           **PAIRS**
BOARD     1     2     3     4     5     6     7     8     9
  /
   1>     0     3           5-    3     7     5-    1     3
        -590  -100   ----   50  -100   110    50  -150  -100

   2>     0     3-          1     6-    3-    6-    3-    3-
        -600   100   ---- -120   300   100   300   100   100

   3>     5-    7           4      -    2     3      -    5-
         600   630   ----  130  -200  -100    90  -200   600

   4>     4     1     1           1     4     4     7     6
         -90  -120  -120   ---- -120   -90   -90   300   200

   5>     4-    4-    1-          4-    4-    0     1-    7
         100   100   -50   ----  100   100  -800   -50   200

   6>     6     2-    2-          2-    6     0     6     2-
        1430   680   680   ----  680  1430   650  1430   680

   7>     5-    7     1     3-          5-    1     3-    1
         170   200   100   140   ----  170   100   140   100

   8>     1-    5-    1-    7           5-    4     1-    1-
        -150   130  -150   460   ----  130    50  -150  -150

   9>     4-    4-    4-    7           1-    1-    0     4-
        -170  -170  -170  -140   ---- -200  -200  -420  -170

  10>     6-    4     4     6-    4           1-    0     1-
         680   660   660   680   660   ----  150   130   150

  11>     1     6     6     1     1           3-    6     3-
        -100   400   400  -100  -100   ----  -50   400   -50

  12>     4-    2     2     2     0           7     6     4-
         200   170   170   170   140   ----  450   420   200

  13>     3-    0     3-    3-    3-    3-          7     3-
         620   240   620   620   620   620   ----  650   620

  14>     0     6     2-    2-    6     2-          2-    6
         -50   980   480   480   980   480   ----  480   980

  15>     1     1     1     5     6-    3-          6-    3-
       -1430 -1430 -1430  -650   200  -680   ----  200  -680

  16>     6     7     2     5     2     0     2           4
        -200    50  -480  -230  -480  -510  -480   ---- -450

  17>     2-    2-    7     6     5     2-    0           2-
         490   490  1010   990   510   490   460   ----  490

  18>     0     1     7     6     5     3     3           3
        -130  -110   140   110   100   -50   -50   ----  -50

  19>     7     2     5     5     5     1     0     3
         630   140   600   600   600  -100  -200   150   ----

  20>     4     4     4     0     4     4     1     7
        -100  -100  -100  -200  -100  -100  -110   100   ----

  21>     5-    0     2     5-    5-    2     2     5-
         -50  -150  -100   -50   -50  -100  -100   -50   ----

  22>           6-    0     6-    4-    2-    1     2-    4-
         ---- -420  -490  -420  -450  -460  -480  -460  -450

  23>           5-    2     0     1     3     4     7     5-
         ----  660   210  -100   150   500   600   800   660

  24>           5-    2     5-    3-    7     0     3-    1
         ---- -110  -140  -110  -130  -100  -300  -130  -150

  25>     0           5-    3     7     3     1     5-    3
        -200   ---- PASS  -100    50  -100  -110  PASS  -100

  26>     2           2     6     2     6     6     2     2
        -100   ---- -100   140  -100   140   140  -100  -100

  27>     3-          1-    3-    0     1-    6     6     6
         100   ---- -100   100  -500  -100   110   110   110
Monday Night Invitational, Monday Eve, September 26, 2016

What starts out as a fairly quiet auction ends in a flurry. North's hand is borderline for a pass initially, because it's slightly too good for a weak two bid in Diamonds. In first seat, you should consider "What does my hand look like as dummy in a major-suit contract?" If it looks pretty much perfect, you should probably not preempt in a minor. Just sayin'.

N/S lose one Spade, one Heart, and one Club. One Heart? Yes. Declarer can't afford to ruff the first high Heart. Declarer should simply pitch a Club from dummy. If West continues another high Heart, declarer can ruff, pull two rounds of trumps ending in dummy, and lead the Queen of Diamonds. When the King of Diamonds falls, declarer should knock out the last trump, get back in by ruffing the 2nd Club and claim. Opening lead will be the ♥ K or ♥ A depending on style.

West will lead the ♠ J, declarer plays low from dummy, and West ducks. There are two Spade tricks, two Heart tricks, two Diamond tricks, and three Club tricks. It's possible to take four Club tricks, but that's a double-dummy line (i.e., as if you looked at all four hands). The Diamond suit is a tough one to play. Since you can afford to lose two Diamond tricks, it's probably best to start with the ♦ A and continue with a low Diamond from both hands. You take two Diamond tricks whenever Diamonds are 3-3 or when the ♦ K or ♦ Q is doubleton.

3 NT is a good contract and will be reached by the majority of the room. If South makes the ho-hum opening lead of the ♠ 2, the contract makes easily. The only lead that beats 3 NT (played by East) is the ♥ 9--not hard to find if you realize that it's INSANE to lead away from ♠ AQT2!!!! Doesn't that suit look like it wants to be lead toward? Of course it does. If South leads the ♥ 9, N/S collect two Spades, one Heart, one Diamond, and the ♣ A. Well defended!

A 1 NT response to partner's takeout double should show 7-10 HCP, a stopper or stoppers in the enemy suit, and no better bid. North's hand is perfect for a minimum 1 NT response. South has extras, so they invite 3 NT, and North passes quickly.

N/S take four Spade tricks, two Heart tricks, and two Club tricks. They might take a Diamond trick as well if E/W lead the suit--unlikely on the auction, but who knows? East will most likely attack the Heart suit, and the hand will be over with in short order.

West really wants to double the final contract, but they're afraid that partner will bid something. If they want to make sure that partner interprets their double as penalty, they should ask in a loud voice about the quality of South's Spades. "Does your partner guarantee the ♠ A, ♠ Q, ♠ J, ♠ 8, or ♠ 6 with their transfer bid? No? Thank you." Then they should snap their double card on the table while muttering "You're not making this contract, buster!"

East has a tough lead against 3 ♠. Most likely they'll lead a "safe" ♦T. Declarer wins the ♦ Q, takes the ♦ A, ♥ A, ruffs a Heart in dummy, ruffs a diamond with the ♠ 7, another Heart ruff in dummy, ♣ A, and an attempted Heart ruff. Alas, it's not to be as West overruffs, cashes the ♠ A, and exits with a a Club to partner. South will win one more trump with the ♠T9 combination, but that's it. Down one.

How fun! North's interfering bid over RKC Blackwood gives E/W a chance to practice their responses. As shown above, after a RKC Blackwood "ask" and interference in the direct seat (i.e., the seat directly to the left of the RKC bidder), a double shows 1 or 4 keycards and a pass shows 0 or 3. The 1st step then shows 2 or 5 w/o the Queen of trumps, etc. West signs off in 6 ♥ which should guarantee the pair is off a keycard.

The ♦ Q will be a popular lead, and E/W lose only one Spade. Nicely bid!

E/W lose two Hearts, one Spade, and one Club. If North leads the ♠ K, it appears that E/W will gain an extra trick since there's now a pitch on the ♠ J, but declarer has nothing in their hand that needs throwing away. I'd like to say that this hand will be flat, but that's an almost laughable thought. Quite a few North's will get sloppy and enter the auction early. South will then overbid and E/W will double--or overbid themselves. Good grief.....

This hand is a sad one for Souths who play DONT over 2 NT. If they'd just keep their mouth shut, E/W are likely to play in 3 NT, down three. Stupid DONT. That said, unless they run up against a West with some smarts up their sleeve (mixed metaphor...sorry), they're still going to defend 3 NT, but this time they'll do it knowing that their partner has some Clubs as well. Ha! Take that quiet Souths.

If West is able to find the 4 ♦ bid in the Puppet auction, showing both majors, E/W will play in a very comfortable 4 ♥ contract, losing two Clubs and a Diamond. If not........

N/S get a chance to practice a little known feature of DONT--a 2 NT response by the advancer (the partner of the overcaller) showing an invitational hand or better in support of partner's suit or suits. A 3 ♣ response to the 2 NT inquiry shows a minimum hand with no interest in bidding on. Any other bid shows 11+ HCP--basically an opening hand in support points. When South shows decent values by bidding 3 ♠, North happily goes on to game.

If West finds a Diamond lead, N/S will go down one. That's unlikely, since a Club lead looks far more attractive. On a Club lead, N/S lose one Spade, one Club, and one Diamond on the successful endplay against East. East wins the first trick with the ♣ K and exits with a trump (best). Declarer ruffs a Club in the South hand, knocks out the ♠ A, pulls trump, ruffs another Club, cashes the good Spades, and ruffs their last Spade in dummy. Now a Diamond to East's ♦ Q ends the hand. East, down to only Clubs and Diamonds, must give declarer a ruff-sluff or play a Diamond back into North's ♦ AJ tenace. Well played!

The only bid of note is West's final 4 ♠ call. With a balanced or semi-balanced hand, two Spades, and soft values (Queens and Jacks), West would surely pass 3 NT. With a nice side suit and primes (Aces and Kings), West should choose the Spade game. 3 NT makes, but 4 ♠ making five will be good for most of the matchpoints. E/W lose one Spade and one Diamond. The ♥ J looks like a reasonable lead by North.

3 NT will be a popular contract that has little hope of making. E/W take three Spade tricks, two Hearts, two Diamonds, and a Club for down one. Another way of looking at it is that N/S take a Spade, two Hearts, a Club, and a Diamond. The best score for E/W would be to double 2 ♠ for +500 when the contract goes down three. Not an easy double for East to make with ♠ Q6 tight.

E/W lose one Spade, one Diamond, and one Club. The best lead from North is a trump. East wins, and realizing that there's no hope of ruffing Diamonds in dummy, leads the ♣ Q. North has to win with their doubleton ♣ A, but now declarer knows that the ruffing finesse for the ♣ K is working. If North plays back a second trump, declarer can win in dummy and leads Clubs until South covers, making five (the Spade loser goes away). North needs to play a Spade immediately after winning the ♣ A, or the Spade trick will vanish.

West's 2 NT bid is a slam try--they know they'll always be in at least game after East's raise, but might consider slam if East has a nice hand with 4-card support. E/W lose two Hearts. If North doesn't find a Heart lead, E/W make six. +680 will be the likely E/W score on this board.

Some E/W pairs will decide to play in 7 ♠ (or 6 ♠ for those who can't count to 13). There's absolutely no reason to do that when you can (hopefully) see 13 tricks. What's the only thing that can ruin 7 NT? A 5-0 Spade split? Well, that might put a damper on 7 ♠ as well. If South has five Spades, the contract is doomed, but E/W can still take four Spade tricks if North has five Spades by playing the ♠ Q first. When South shows out, it's trivial to pick up ♠ J9 in the North hand. The lead won't be a Heart, but if it is, the contract is going to fail. There's no way that declarer is going to take a Spade finesse at trick two unless they have the hand record in advance. Call the director if that happens--or sit farther away from the table if you're North.

For those of you who play 2 NT-3 NT as showing five Spades and four Hearts, be careful about using that gadget on this hand. North's hand is a bit too good to play in 3 NT if South passes your Flip-Flop Flannery bid. An interesting solution is to bid 3 ♣, Puppet Stayman, treating your hand as if it's 4-4 in the majors. When a major-suit fit is found, you can then use 4 NT, RKC Blackwood, to continue.

N/S lose only the ♠ Q, making six. Nicely bid!

South doesn't want to double 5 ♣, since slam in a non-Club suit has to be making, so they invent a bid with 6 ♣. 7 ♥ is a bad contract needing to find the ♥ K and the ♦ K onside to make. 6 ♥ is essentially laydown. If you're playing N/S and you aren't in slam, you should blame your partner--it can't be you, can it?

Bidding theory doesn't really address how to bid 31 HCP hands. Some might play Kokish relay (lecture coming soon....stay tuned), but that doesn't help here when partner bids 2 ♥--a double negative showing limited values. 5 NT seems like plenty, and East has an easy 6 ♥ correction. It's a really good idea to talk with your partners about whether you still play transfers over higher notrump bids in auctions such as this one. I recommend that you do. Not much to the play with 7 ♥ making on the successful Club finesse(s).

Talk over with your partner about how you'd play an immediate 2 ♥ bid by North on this auction after West's 1 ♥ bid. I like to play it as natural, showing nice Hearts and an opening hand. Why should West's 1 ♥ response take away my natural bid? Can't they hold ♥ 5432? Sure they can! I also like to play that a 2 ♣ bid by North in this same position is also natural. If you agree to play this with your partner, don't forget to alert either bid.

E/W are happy to sacrifice in 3 ♠ on the vulnerability. It doesn't really matter whether N/S double the final contract or not--it's still not going to score well (+100 is not as good as +110....you can grab a calculator and check that if you don't believe me). South will lead their singleton ♥ J, and N/S collect two Diamonds, the ♥ A, and two Heart ruffs, down one.

An Unusual 2 NT bid by East would show either a preemptive hand (5-11 HCP) or a strong hand (16+ HCP or similar playing strength). East is in between those bids, so they temporize with an overcall of 1 ♥. West shows an "almost opener" with 2 NT, East asks them to recheck their Diamonds stopper, and West flinches. 3 ♠ will get all the matchpoints, although a 3 ♥ contract would also work on a similar auction. E/W take four Spade tricks, one Heart trick, and four Club tricks. North will most likely lead Diamonds. Wouldn't you?

While DONT is a reasonable thing to play in the direct seat over a strong 1 NT opening, it doesn't work as well in the balancing seat. Ideally, you'd like to play a balancing double of 1 NT as "penalty oriented" showing around 11-14 HCP. Partner can either pass the double or try and land in a suit contract with a hand that doesn't look right to defend 1 NT.

N/S collect +500 on this hand after North leads a small Heart. E/W are limited to four Club tricks and the ♥ A.

Not much to this one. With proper defense, N/S should easily beat 1 NT one trick. E/W take two Spade tricks, one Diamond trick, and three Club tricks. The ♠ 8 looks like a good lead on the auction--no majors have been bid, and neither of North's red suits look like they want to be lead away from.

N/S collect four Heart tricks, three Diamonds tricks, two Spade tricks, and two Club tricks after a Club lead. If East leads something besides the ♣ K, N/S will easily make six.

With two or more stoppers in the side suits, West has plenty of time to set up and enjoy dummy's Clubs. E/W take five Club tricks, two Diamonds, three Hearts, and a Spade. North will probably lead the ♠ J (interior honor sequence) to West's ♠ K. Declarer wins and plays ♣ A and another Club. A nice play by North would be to throw the ♣ K under the ♣ A hoping to get partner in the lead for a Spade through. Unfortunately, South doesn't have a second Spade. Oh well, it was a nice thought.

South borrows a King when making a balancing double, so for the rest of the hand they'll bid as if they hold 20 HCP. North subtracts the same King and bids like they have a two HCP. North doesn't have much reason to think 4 ♠ will make, so they pass South's 3 ♠ invitation.

Of course, the hand is magic, and N/S lose no Spades, one Heart, one Diamond, and one Club. +170 will not be a bad score, but the N/S pairs who overbid will get rewarded....this time. East will most likely lead the ♦ 2 on the auction.

South has a minimum 3rd seat opener, and it's hard not to open 1 ♦ with an easy 2 ♣ rebid. Some North's might raise South's Clubs at their second turn, which results in the same +110. East will most likely lead the ♥ 5 on the auction. N/S lose one Spade, one Heart, one Diamond, one Club, and a Club ruff. West wins the ♥ A and plays ♣ A and another Club. When East gets in with the ♠ K, they cash the ♦ A and give partner a Club ruff.

E/W lose one Diamond and two Clubs. North should lead the ♣ 4 (MUD). For those who look at the West hand and see a minimum hand, try and picture a 10 or 11 HCP hand opposite with 3-card Spade support and limited values in Clubs (Remember South's double?). It's hard to create a hand that doesn't have some play in 4 ♠.

West can't make a weak jump overcall at their first turn, since they have four Spades. East has as many points as they'll ever hold on this auction. South stretched for their first bid, but they feel obligated (as they should) to bid 3 ♦ which ends the auction. Declarer has to be very careful to wrap up nine tricks, and a crossruff looks like their best chance. N/S take one Spade trick, one Club trick, and seven ruffs. Nicely played!

If South doesn't enter the auction, E/W will probably play in 3 ♥ after 1 ♦-1 ♥-2 ♣-3 ♥, but South has their double. E/W lose two Hearts and a Spade on uninspired defense. The only way to hold E/W to three is to lead a Club. When back in with a high Heart, South continues Clubs. When back in with the second high Heart, South has to lead the ♦ K to prematurely kill dummy's entry. There's no way now for E/W to enjoy dummy's good Clubs, since North still has a trump. Awesome defense!

N/S fish for a 3 NT contract and come up empty. ♦ KQ tight is not a very good stopper, whereas ♦ KQx would be fine (i.e., declarer can hold up an extra round if necessary). It turns out that Diamonds aren't the danger suit--Spades are. N/S lose one Spade, one Heart, and one Diamond.

South has no better bid after North's delayed takeout double than 2 NT. N/S take four Spade tricks (it shouldn't be hard to place the ♠ Q in East's hand), one Heart, one Diamond, and two Clubs. If South chooses to pass the double, N/S will collect +300. Not an easy pass on the vulnerability.

North, unwilling to bid on, happily doubles E/W's Spade contract. E/W lose two Diamonds, one Heart, and two Spades when West gets "tapped" in Hearts (i.e., has to ruff one to many times to maintain trump control).

South's 1 NT in the "pass out" or balancing seat shows 11 to 14 HCP. Nobody has anything else to say, so the auction ends there. West doesn't open 1 NT because of their weak doubleton in Hearts. N/S take three Spade tricks, two Heart tricks, one Diamond, and one Club.

6 ♣ would not be a good slam, so N/S are content to play in notrump. N/S take two Spades, one Heart, two Diamonds, and six Club tricks. If West leads a small Heart, N/S make six. Best lead is probably the ♦ Q.

West feels like they've shown their hand with their first bid, so they let it go in 3 ♦. E/W lose one Heart, one Diamond, and one Club. North will lead the ♥T.

N/S lose two Diamonds. Another way to look at it is that N/S take five Heart tricks, one Spade trick, and five Club tricks--making 5 ♥. West will lead the ♦ K, East will overtake with the ♦ A, return a Diamonds, but when East can't overruff dummy's ♥ 7, the hand is over.

East, while holding very few HCP, has a strong hand on the auction. Remember, West opened 1 ♦ which improved East's hand. East checks for a major-suit fit and happily bids game. E/W lose two Spades and a Heart. North will lead the ♦ Q, and declarer has to carefully win it in dummy with the ♦ K before cashing the ♠ A, playing off the ♣ AK (pitching Diamonds), and exiting with a second Spade. South has no more Spades for a ruff, and the hand is over.